Expert guidance for your future

Insurance That Actually Makes Sense

I help you find the health and life coverage you need without the usual stress. We’ll look at your options together to make sure your health and retirement are fully protected.

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Something New is Coming: A Space for Resilience and Faith

I'm starting a new podcast to share real stories of hope and strength. This show is an extension of my work to support you, providing a place where we can turn past pain into purpose together. I'm looking forward to sharing these messages with you very soon.

Our Services

Discover how we help you find peace of mind and protect what you love

No Cost Consultation

No Cost Consultation

Speak with a licensed insurance professional to review your current coverage, explore available options, and receive personalized recommendations. Our no cost consultations are designed to help you make informed decisions about your health and life insurance needs.

RX Drug & Provider Info

RX Drug & Provider Info

We help you review prescription drug coverage and confirm that your preferred doctors, hospitals, and providers are included in your insurance network. This ensures your plan supports your medical needs and avoids unexpected out of network costs.

Medicare Planning

Medicare Planning

Our Medicare planning services help you understand Medicare Parts A, B, C, and D and determine which combination best fits your health needs and budget. We guide you through enrollment and help you select the right coverage for your situation.

Affordable Care Act (ACA) Plans

Affordable Care Act (ACA) Plans

We assist individuals and families in finding Affordable Care Act marketplace plans that provide comprehensive health coverage at a manageable cost. Our team helps you compare options, understand subsidies, and enroll in the plan that best meets your needs.

Supplemental Insurance

Supplemental Insurance

Supplemental insurance policies provide added financial protection by covering costs that primary health insurance may not fully pay. We help you evaluate options such as gap coverage and other supplemental plans to strengthen your overall protection.

Expertise and heart for your peace of mind

Professionalism you can trust

Professionalism you can trust

Years of hands-on experience

I have been a licensed insurance broker since 2009 and have focused specifically on Medicare solutions since 2020. My experience is about more than just the time I’ve spent in the industry; it is about the range of options I can provide. In Mississippi, I represent eight different organizations and offer 75 unique products. This variety ensures that my advice is based on a full understanding of the options available to you.

Heart and soul service

Heart and soul service

A personal, human approach

I believe insurance should be about people, not just paperwork. As an independent specialist, I act as your advocate and bring a personal touch to every consultation. My goal is to take the stress out of complex financial decisions, turning what feels like a daunting puzzle into a clear and simple plan. I see my role as a guide who is here to listen first and provide expert advice second.

Values that guide me

Values that guide me

Faith and purpose in every decision

My work is deeply rooted in my faith and a commitment to helping others. As both an author and a professional, I am dedicated to empowering families with honest, straightforward advice. I focus on reducing the anxiety often tied to healthcare decisions because I want your peace of mind and well-being to come first.

Personal Support Rooted in Faith and Local Expertise

Finding the Right Insurance Shouldn't Be a Struggle

Insurance shouldn't be a source of stress. Whether you are approaching retirement or need individual health coverage, I treat your needs with the same care I would give my own family. I am here to clear up the confusion and provide a straightforward path to the coverage you need, ensuring your peace of mind is the top priority in every decision.

A Dedicated Advocate

A Dedicated Advocate

I Work for You

I serve as your guide through the insurance marketplace. Because I am independent, I can look at all the available options and only recommend the ones that truly serve your best interests. I will help you understand how each choice affects both your future care and your costs.

Let’s Get Your Insurance Sorted Together

Let’s Get Your Insurance Sorted Together

I’m here to help you find coverage that actually fits.

Insurance is complicated, but I'm here to make it a lot easier. I listen to what you actually need and help you find a plan that protects your peace of mind. From Medicare to the ACA marketplace, I check everything, including your doctors and medications, so there are no surprises down the road. It doesn't cost you anything to work with me, and we'll take the time to make sure you're getting exactly what you need.

Hughes Health and Life Insurance

Memphis, Tn

(601) 604-8293

Monday - Friday

9:00 AM - 5:00 PM

Saturday

Closed

Sunday

9:00 AM - 5:00 PM

Reach Out to Dorthea

Have a question about your Medicare options or retirement planning? Drop me a message below. I personally review every inquiry and will get back to you shortly to help clear up the confusion.

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