I'll help you find an ACA health plan that actually fits your life and your budget.
Choosing a plan on the Marketplace shouldn't be a headache. I’m here to walk you through your options, see if you qualify for savings, and make sure your family gets the coverage you need. My goal is to take the guesswork out of insurance so you can feel confident you're making the right choice.
Finding the Right ACA Marketplace Plan for Your Life

What You're Actually Getting
Healthcare That Covers the Essentials
ACA plans, which you might know as Marketplace plans, cover the big stuff like doctor visits, prescriptions, emergency care, and maternity services. They act as a real safety net so you aren't stuck with massive bills. I'll help you look at your specific needs to make sure the plan we pick includes your favorite doctors and the medications you take. My job is to take the guesswork out of the whole thing.

Coverage That Fits Your Situation
Real Solutions for Families and the Self-Employed
If you're self-employed, running a small business, or working somewhere that doesn't offer benefits, these plans are made for people in your shoes. I'm here to help you navigate the options and find a plan that keeps your family healthy without breaking the bank. No matter your situation, there is a way to get quality care that makes sense for your budget.

Lowering Your Monthly Bill
Making Sense of the Costs and Enrollment
One of the most confusing parts of the ACA is figuring out the subsidies and tax credits that lower your monthly payments. I'll walk you through the enrollment process and show you exactly how these credits work so you can see the impact on your wallet. We'll look at the options side by side and clear up any questions so you know exactly what you're signing up for.
Get the Health Coverage You Need Without the Stress
I help you navigate the ACA Marketplace to find a plan that fits your family, your health needs, and your budget.
Picking a health plan should feel like a relief, not a chore. I use my experience to walk you through the Marketplace options so you can protect your family without feeling overwhelmed. I am here to take the mystery out of insurance and give you a clear plan you can trust.
A Plan That Fits
Every family is different. I look at your specific medical needs and financial situation to help you choose coverage that actually makes sense for your life.
No-Stress Enrollment
The Marketplace is notoriously confusing. I specialize in making the sign-up process simple and straightforward so you can get covered without the frustration.
Maximizing Your Savings
I will help you find every subsidy and tax credit you are eligible for, making sure your monthly premiums stay as low as possible.
Check Your Doctors and Meds
Before you commit, I will verify that your preferred doctors and medications are in-network so you do not run into any expensive surprises later.

Finding Health Coverage That Works for You
The Marketplace can be a lot to take in. I'm here to help you find a plan that fits your life and your budget.
Navigating the Affordable Care Act often feels like more work than it should be, but you don't have to do it by yourself. I’ll walk you through the options, help you claim every subsidy you’re eligible for, and check that your doctors are in-network. My goal is to take the guesswork out of insurance and get you covered with a plan that makes sense for your family. You’ll get clear answers and the individual attention you need to make the right choice.
Hughes Health and Life Insurance
Mississippi
Memphis, Tn
(601) 604-8293
Monday - Friday
9:00 AM - 5:00 PM
Saturday
Closed
Sunday
9:00 AM - 5:00 PM
Reach Out to Dorthea
Have a question about your Medicare options or retirement planning? Drop me a message below. I personally review every inquiry and will get back to you shortly to help clear up the confusion.


